Programme
09:00 – 09:30 | Registration and Welcome Coffee
09:30 – 09:40 | Opening Remarks

• The importance of achieving a robust Savings and Investment Union (SIU), focusing on both retail investor participation and value for

09:40 – 10:00 | Keynote Speech | Enhancing Retail Participation in the EU Financial Markets
Progress on the Retail Investment Strategy.

• Ensuring fair, transparent, and accessible investment
• How EU policies aim to deliver value for retail investors and boost confidence in financial

10:00 – 11:10 | Panel 1 | Enhancing Retail Participation in the EU Financial Markets

• Engaging more retail investors in EU financial markets and addressing the lack of
• The role of digital solutions in reducing barriers to
• Improving accessibility and transparency of investment products for retail

11:10 – 11:30 | Keynote Speech | Delivering Value for Money in EU Financial Markets

• Legislative initiatives to strengthen retail investor participation: enhancing access to financial markets while ensuring fairness and
• Value for Money (VfM) in financial products: ensuring products deliver appropriate returns relative to their cost, are fit for purpose, and avoid excessive
• Impact on retail investors: how VfM boosts trust, prevents return erosion, and enables better-informed investment
• Driving financial literacy and sustainability: the role of transparency and education in fostering confidence and aligning with sustainability

11:30 – 12:30 | Coffee, Light Lunch and Networking
12:30 – 13:40 | Panel 2 | Delivering Value for Money in EU Financial Markets

• Defining Value for Money (VfM): Establishing benchmarks for VfM, focusing on costs, returns, and alignment with retail investors’
• Regulatory initiatives to promote VfM: Exploring how legislation and supervisory actions can drive the creation of value-driven financial
• Improving competition to allow better VfM for
• Transparency and informed decision-making: Ensuring retail investors have clear information on fees, costs, and product performance to identify VfM
• Challenges in delivering VfM: Addressing hurdles faced by the financial industry in balancing profitability with delivering VfM for
• Building trust through industry standards: Promoting best practices within the financial sector to boost confidence and foster long-term retail

13:40 – 14:00 | Keynote Speech: Leveraging the European Savings and Investment Union | Strengthening Competitiveness, Innovation, Defence, and Sustainability in a Changing World Order

• Boosting Competitiveness and Resilience: Exploring how the SIU can drive private investment to enhance the EU’s global competitiveness and economic
• Supporting EU Defence: Discussing how the SIU can facilitate increased investment in EU defence, in alignment with public goals and sustainable
• Promoting Sustainability and Innovation: Examining the SIU’s role in supporting the EU’s green and digital transitions, including the financing of the defence sector within ESG

14:00 – 14:20 | Presentation: Protecting Retail Investors in the Age of Fraud and Scams

• This presentation, based on findings from BrokerChooser, will explore the protection of retail investors, focusing on fraud prevention, scam protection, and the role of investor education.

  Topics will include how financial literacy can prevent fraud, and collective redress mechanisms as a way to seek justice for defrauded ;

14:20 – 14:30 | Closing Remarks | Towards a Savings and Investment Union

• Summarising outcomes from the
• Recommendations for policymakers and stakeholders on retail participation and delivering value for

Speakers

• Maria Luís Albuquerque, European Commissioner for Financial Services and the Savings and Investments Union, European Commission
• Andrea Beltramello, Head of Unit for the Capital Markets Union, DG FISMA, European Commission
• Jella Benner-Heinacher, President, BETTER FINANCE
• Prof.

  Emanuele Carluccio, Chair, EFPA – European Financial Planner Association

• Ben Granjé, Chairman, VFB (Vlaamse Federatie van Beleggingsclubs en Beleggers)
• Eero Heinäluoma, Member of the European Parliament, ECON Committee Member
• Petra Hielkema, Chair, EIOPA – European Insurance and Occupational Pensions Authority
• Zoltan Kormanyos, General Counsel, BrokerChooser
• Nikolaj Kosakewitsch, President, Nasdaq Copenhagen
• Sebastian Külps, Head of Business Development, Germany & Northern Europe, Vanguard Europe
• Karel Lannoo, CEO, CEPS (Centre for European Policy Studies)
• Aleksandra Mączyńska, Managing Director, BETTER FINANCE
• Erik Podzuweit, Founder, Co-CEO, Scalable Capital
• Verena Ross, Chair, ESMA – European Securities and Markets Authority
• …more speakers will be announced in due

We invite policymakers, civil society representatives, industry professionals, and stakeholders to join us for this crucial conversation on the future of savings and investment in Europe.